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Payment Protection Insurance (PPI) is offered with nearly every type of credit and if it was mis-sold to you we can claim back every premium previously paid, which could be thousands of pounds. There are many reasons why you may have a valid claim, when obtaining credit were you:

Self-Employed, Retired, Student or Homemaker?
Told you had to take out the PPI to get the credit?
Pressured into taking PPI?
Told that you could buy PPI from an independent provider (which can be 80% cheaper)?

If you answer yes to any of the above you may have been mis-sold and are therefore entitled to a full refund.

If you have any concern over a potential claim you can call us for a free consultation with no commitment 0800 848 88 10 or 'click' Make A Claim Now.

	Consolidation loan
	Loan for a car
	Store Cards
	Mortgage
	Personal loan
	Credit cards

Here are a few examples of the real cost of PPI that the Citizens Advise Bureau has identified:

Loan Type	Loan amount	PPI premium	Premium as a percentage of total loan
Unsecured personal loan	£8,993	£2,217	25%
Unsecured personal loan	£11,000	£5,133	47%
Hire purchase for car	£5,059	£2,157	43%
Unsecured loan	£5,600	£744	13%
Secured loan	£25,000	£12,127	49%
Secured loan	£35,000	£10,150	29%
Conditional sale for car	£4,300	£2,394	56%

Citizens Advice Bureau PPI report findings Sep 2005

The Average claim for PPI so far is £2,500 but Secured Loan PPI can be far higher

Following a complaint by the Citizens Advice Bureau which highlighted serious failures in the PPI market, The Financial Services Authority conducted an investigation into how PPI is sold. They concluded that tens of thousands of people could have received bad advice. Many people didn’t even know that they had PPI.

If you think your PPI may have been mis-sold, Ratio Money can help. We will advise if your claim is likely to be successful and then manage the whole process for you. We’ll update you every step of the way and, if necessary, we’ll refer you to our panel of Solicitors to ensure justice is delivered.

Not sure if you were mis-sold? Please call us now for a free consultation and free advice.

If you're not sure whether you have been the victim of mis-selling then please give us a call. Our team of experienced Claims Advisors are on hand to answer any questions you might have and will be happy to help in anyway they can.

Our charge of 20% on the reclaimed amount means that there are no costs to you unless we get you your money back.

* We may in line with our terms of business make a cancellation charge.


	home \| was my PPI mis-sold \| how it works \| make a claim now \| faq\| complaints procedure \| contact us \| terms & conditions \| sitemap All rights reserved 2007. Ratio Money Ltd. Company number 06108160 registered in England & Wales. Registered with the Information Commissioners (Data Protection) Office Registration Number Z9816427. Ratio Money Ltd is regulated by the Ministry of Justice in respect of regulated claims management activities. It's registration is recorded on the website www.claimsregulation.gov.uk. Registration number CRM 3901 Website designed by HHB