Unfair credit agreements

Are your credit agreements not worth the paper they are written on?

Unfair credit agreements for loans and other finance deals could see you paying more every year for an agreement that does not even comply with consumer protection laws.

Ask yourself the following questions:

• Are your payments never ending and is the APR% interest always increasing?
• Does your credit agreement comply with consumer protection laws?
• Do you feel your credit card or loan company are treating you unfairly?
• Were the payback terms and interest rates on your agreement clearly explained to you before you signed?

If you don’t know the answer to some of the above – Ratio is here to help.

Our professional legal team will audit your consumer credit agreement to check for any unfair or unenforceable aspects – and then try and help you get your debts reduced or even written off.

Lost or misplaced the original agreement?

It doesn’t even matter if you’ve lost or misplaced your original credit agreement, we can request original copies on your behalf from your lender or credit card provider.